At Tucoemas Federal Credit Union, our goal is to provide you with affordable coverage for unforeseen expenses.  If the unexpected happens, whether your car is a total loss due to accident or theft, your vehicle suffers a major mechanical failure, or you're hit with bills you can't pay, count on us to protect you.

To get a no cost, no obligation quote, simply click on the 'Get A Quote' tab above or call (559) 732-8892 to speak to a member service representative. 

Major Mechanical Protection (MMP) Overview

You don’t need a new car to get new car peace of mind

The average new car is out of warranty in just two and a half years, and as time goes on, the likelihood of mechanical failure on your vehicle is inevitable. Advanced electronics, complex systems, and rising labor costs mean that a repair that might have cost hundreds of dollars a few years ago may now cost you thousands.  Below are some typical cost examples:
  • Transmission …….………..$3,084
  • Air Conditioning…………..$1,217
  • Timing Belt…………...…...$802
  • Front Brakes…………..……$931
  • Seals and Gaskets……..… $1,050
  • Engine…………………….....$7,066

With Major Mechanical Protection (MMP), you can protect yourself against these expensive repairs

Plans are available for most new and used domestic and imported vehicles, and MMP is affordable – the total cost of MMP is often far less than the cost of a single repair! Having this coverage extends the life of your vehicle and your budget.  Pay for MMP once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur.

The best time to invest in a mechanical repair program is when you first buy your vehicle. So before you commit to any other program, compare it to our MMP. We believe you will find this program to be the value-packed winner!

The purchase of MMP is optional. Whether or not you purchase MMP will not affect your application for credit or the terms of any existing credit agreement you have with our institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under MMP. You should carefully read the contract for a full explanation of the terms.

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Complete the form below for more information about our products and services or call (559) 732-8892 to speak to a licensed agent.

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